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Health insurance is important for families and their finances. Open enrollment is currently going on for both the Affordable Care Act (Obamacare), as well as Medicaid and Medicare. Enrollment for LaCHIP is ongoing. See the important information and website links below on how to apply, change current plans or drop coverage.
Open enrollment dates:
Medicare: October 15th-December 7th 2021
For more information on Medicare plans, premiums and deductibles, visit the Louisiana Department of Insurance.
Obamacare/Affordable Care Act: November 1st 2021-January 15, 2022
For more information on 2022 coverage, individual marketplace plans and checklist, visit Healthcare.gov.
Medicaid: October 15th-November 30, 2021
Medicaid provides medical benefits to low-income individuals and families in Louisiana under the name “Healthy Louisiana”.
In Louisiana, you qualify to receive Medicaid if you:
- Receive Supplemental Security Income (SSI) from the Social Security Administration (SSA)
- Get financial help from the Office of Family Support (OFS) through the Family Independence Temporary Assistance Program (FITAP)
You may also qualify for Medicaid coverage if you:
- Are disabled according to the Social Security Administration’s definition
- Have corrected vision no better than 20/200
- Are a low-income parent of children under age 19
- Are a child under age 19
- Are pregnant
- Have no insurance and need treatment for breast and/or cervical cancer
- Receive Medicare coverage and are low-income, or
- Are aged 19 to 64 years old, have a household income less than 138% of the federal poverty level, doesn’t already qualify for Medicaid or Medicare, and meet citizenship requirement
- To apply for Medicaid in Louisiana, contact your local Access Health Louisiana clinic to apply in person and schedule an appointment, or call the Medicaid Hotline toll-free at 1-888-342-6207 Monday-Friday 8am-4:30pm.
- You can also fill out an application online through the state’s website here.
Here’s when you can start getting care with Healthy Louisiana:
As soon as you qualify for Medicaid or LaCHIP You can start getting health and dental care services as soon as you or your family members qualify for Medicaid or LaCHIP.
After you are in a Healthy Louisiana health plan or dental plan After you join a Healthy Louisiana health plan you can call your Primary Care Provider (PCP) to make appointments if you need care. If you have questions about your health care, call your health plan. When you go to a health appointment, take your Medicaid card and your new health plan ID card with you.
After you join a Healthy Louisiana dental plan, you can call your Primary Dental Provider (PDP) to make appointments if you need care. If you have questions about your dental care, call your dental plan. When you go to a dental appointment, take your Medicaid card and your dental plan ID card with you.
If you choose a health plan or dental plan
You will get a letter from Healthy Louisiana confirming your health plan or dental plan. It will list the new plan you chose and any other Healthy Louisiana plan you are a member of. It will also list your doctor and dental provider, if you chose one. The letter will tell you when you can start using the plans and seeing your doctor and dental provider.
If you do not choose a health plan or dental plan
We will choose a health plan and dental plan for you if you are eligible. You will get a letter telling you the names of your plans. The letter will also tell you the date you can start using health plan and dental plan services. For questions call Healthy Louisiana at 1-855-229-6848 (TTY: 1-855-526-3346).
You will also get a letter and plan ID cards from your health plan and dental plan
Take your health plan ID card to all your medical visits. Take your dental plan ID card to all your dental visits.
If you have questions about health plan or dental plan services or about providers, call your health plan or your dental plan.
Open enrollment ends November 30, 2021 at 6pm Central. During this time, Healthy Louisiana members may change their health plan or dental plan if they want to.
Compare Health & Dental Plans
Find out more about health plans on the Compare plans page.
Answer these questions to help you choose a health plan:
- Do you want to keep your doctor or clinic, or do you want a new one?
- Does the health plan have the doctors, hospitals and specialists you use? To find out, go to Find a provider.
- Do you need a Primary Care Provider (PCP) who speaks a certain language?
- Does anyone in your family have special health needs?
- What extra services does the health plan have? To see each health plan’s extra services, go to Compare plans. Or read a PDF of the medical comparison chart.
- Does the health plan offer all the prescription medicines you take? For the list of medicines that all health plans offer, and for links to each health plan’s preferred drug list, click here.
Answer these questions to help you choose a dental plan:
- Do you want to keep your dentist or dental clinic, or do you want a new one?
- Does the dental plan have the dentists and specialists you use? To find out, go to Find a provider.
- Do you need a dental provider who speaks a certain language?
- Does anyone in your family have special dental needs?
- What extra services does the dental plan have? To see each dental plan’s extra services, go to Compare plans. Or read a PDF of the dental comparison chart.
Important information for families impacted by Hurricane Ida
If you live in one of the 25 parishes that FEMA approved for disaster relief because of Hurricane Ida, you now have until 6 p.m. on June 30, 2022 to change your health plan or dental plan. Or you can do nothing and keep the plans you have now.
You can change your health plan, your dental plan, or both. This is not to renew your Medicaid coverage. It is a chance to change health plans or dental plans with no reason needed. If you do not want to change plans or if you already changed your plan during Open Enrollment and want to keep it, you do not have to do anything.
If you want to change your health plan or dental plan, you now have until 6 p.m. on June 30, 2022.
This new date applies to Healthy Louisiana members whose primary residence is in these parishes:
- East Baton Rouge
- East Feliciana
- Pointe Coupee
- St. Bernard
- St. Charles
- St. Helena
- St. James
- St. John the Baptist
- St. Martin
- St. Mary
- St. Tammany
- West Baton Rouge
- West Feliciana
Questions? We can help!
Call us at 1-855-229-6848 (TTY: 1-855-526-3346). We are open Monday – Friday, 8 a.m. to 5 p.m.
We have a free interpreter service and agents who speak Spanish.
Enroll in a plan, get more information & download the free mobile app
Use the Healthy Louisiana app to select a health plan and provider. The app is available in English and Spanish. You will also find information including directions to healthcare provider medical offices and more. Visit Healthy Louisiana.
Louisiana Children’s Health Insurance Program (LaCHIP):
Visit the Louisiana Department of Health’s website to see if you qualify based on your household size and income. You can apply online here or by calling 1-877-252-2447. For information on income limits, as well as information on renewing coverage, click here.