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Enroll or Make Changes Now
Medicare Open Enrollment Period runs from October 15 through December 7, 2024. This is the time for patients to either enroll or make changes to your current Medicare coverage. Changes made during this open enrollment period take effect on January 1, 2025.
During open enrollment, you should consider the following:
- Out-of-pocket costs such as premiums, deductibles, co-payments, and any other payments not covered by Medicare,
- Prescription drug coverage – eligibility requirements, medication coverage and costs, generic vs. brand name, etc.
- Your personal healthcare needs including any upcoming surgeries or procedures you may want to schedule in the upcoming year,
- Travel plans – Original Medicare does not always cover services overseas. If your plans include overseas travel, you may want to consider buying a supplemental insurance plan that will cover you in case of emergency.
For individuals who are already enrolled in a Medicare plan, you may consider doing one of the following during open enrollment:
- Switching from Original Medicare to a Medicare Advantage (MA) plan (or vice versa),
- Switching to a Medicare Advantage plan with or without prescription drug coverage,
- Switching from 1 Medicare Advantage plan to another,
- Joining, switching or leaving a Medicare Part D prescription drug plan,
- Switching to a new private insurer.
There are four parts of Medicare to consider:
Original Medicare – Part A
Original Medicare – Part B
Medicare Part C (Medicare Advantage)
Medicare Part D (Prescription Drug Coverage)
